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OCR: PUT GOLD IN YOUR POCKET WITH NO FEE Most gold credit cards provide several advantager over standard plastic: higher credit limits $5.000 and above: lower average interest rates: and, often, extras such as purchase protection and extended warranties. The catch: annual fees can run as much as $75. compared with maximum of $39 for an ordinary card. The eight issuers shown below, however. offer gold cards nationwide with no annual fee and the seven boast rates that are lower than the national gold- card laverage of16.5% [all rates are variable} A1so. for a limited time. you can get a gold from T&T (800- 662- -7759) with 1o annual fee for life (current rate: 16.4% by transf ferring balance at least 000 from your prescnt card Ino Rarte required 00 tmbe Amalgamated of Chicago 11:009 $40,000 365.6 ...